Budgeting & saving

Taking control of your money is easy when you commit to a simple and achievable budget. The following tips can help you achieve both your short and long term goals:

Use our budget planner

Detail exactly how and where you spend your money. You'll soon see where it goes and where you can save.

Set and prioritise your goals

Define what you're saving for, when you want to reach your savings target, and how much you'll need to put away to get there.

Set a realistic budget

Don't have your savings eaten into by regular bills. Set a budget you can stick to. 

Make your budget flexible

Wedding presents, unexpected bills or the occasional night out can quickly ruin a rigid budget. You'll find it easier to stick to a budget that has some flexibility.

Try to avoid impulse buying

Before you buy something, ask yourself if you really need it.

Use a special savings account

Our AwardSaver account rewards regular saving with bonus interest.

Set up regular electronic transfers

Arrange to have your salary credited into your transaction account, then set up regular payments to your savings account.

Reward yourself

Don't forget to celebrate your savings success when you reach your milestones.