Rates & Fees

Interest rates

Your Gold credit card offers you an interest rate of 19.74% p.a. on purchases and 20.74% p.a. on cash advances.

Fees & charges

$114 Annual Fee

Other fees and charges may be payable

Balance transfer

Once approved, transfer the balance of any Australian-issued credit card or store card to your Gold credit card. You'll have just one bill to manage each month and pay just 5.99% p.a. on balance transfers for the first five months.

Interest-free period

Up to 55 days interest free on purchases. The interest-free period also applies to most bill payments. It does not apply to cash withdrawals.