Investment Growth Bond

Combining the benefits of a managed fund with the security of a life insurance policy in a simple, tax-effective investment vehicle, the Investment Growth Bond offers a range of investment options.

It’s a great estate planning vehicle as it offers the ability to nominate beneficiaries. Many also use it as a savings vehicle for a child’s future financial needs, such as for their education.

Earnings from the Investment Growth Bond generally don’t have to be declared in a tax return unless a withdrawal is made within the first 10 years. There is still freedom, however, to switch between a range of investment options without any tax consequences.

Who is it suitable for?

• Investors looking for a tax-effective vehicle over the longer term
• Those in higher marginal tax brackets and looking to minimise taxable income
• People looking to defer personal tax on investment growth to future years
• Parents or grandparents saving for the future financial needs of a child (eg. education expenses, deposit for first home, etc)
• Retirees seeking certainty in estate planning and wealth transfer
• People looking for an investment with little or no tax reporting and paperwork

Find out more

• Speak with your financial adviser
• Download the Product Disclosure Statement or the Investment Growth Bond Simple Guide for Investors
• Download the latest monthly investment performance report for the Investment Growth Bond
• Contact us on 1800 624 100 between 8am and 6pm (EST) Monday to Friday to make an appointment with a Commonwealth Financial Adviser.

 

Important information:

The information contained on this web page is of a factual nature only and is not intended to constitute financial product advice. It has been prepared without considering your individual objectives, financial situation or needs. You should consider its appropriateness in light of your circumstances and consider seeking professional advice relevant to your individual needs before making a decision based on this information.

CommInsure Investment Growth Bond is issued by The Colonial Mutual Life Assurance Society Limited ABN 12 004 021 809 AFSL 235035 (CMLA).

CommInsure is a registered business name of CMLA. A Product Disclosure Statement (PDS) for CommInsure Investment Growth Bond is available from your Financial Adviser or by calling 13 10 56 and should be considered before making any decision about the product.
Commonwealth Financial Advisers are representatives of Commonwealth Financial Planning Limited ABN 65 003 900 169 AFSL 231139.

The offer made in this PDS is currently available only to persons receiving this document within Australia. Applications from outside Australia will not be accepted.